Builder's Risk

We have a large variety of carriers and coverage options for residential and commercial buildings under construction.  With options like monthly and annual reporting policies, no co-insurance, flood and earthquake coverages, equipment breakdown, shell coverage for renovations and pro-rata cancellation...we have your unique building needs covered.

Our carriers have a network of construction attorneys and legal staff that help with accident investigation, litigation strategies and resolution plans, though you may use your own counsel if desired and by special arrangement with our carriers.


Coverage highlights include:

  • Replacement Cost Valuation, which includes labor, materials, reasonable overhead and profit and delivery charges
  • Transit and temporary storage of building materials
  • Expediting Expenses
  • Ordinance or Law
  • Testing


Some of our targeted projects include:

  • Single Family Dwellings
  • Condominiums
  • Multi-Family Apartments
  • Retail, including strip malls, restaurants, freestanding stores, theaters, etc.
  • Warehouses
  • Office Buildings, both single story and multi-story
  • Schools, both public and private, including colleges and dormitories
  • Municipalities, such as government buildings or water treatment plants