Equipment/Inland Marine

Whether you're a small artisan contractor looking to cover your tools and equipment, or a large specialty construction company with extra large, extra heavy equipment...we have the solutions to meet all of your complex needs.

Coverage can be as simple as a flat blanket limit for miscellaneous, unscheduled tools & equipment or as detailed as a large schedule of high-valued tools and equipment, listing each serial number and insured for their specific replacement cost value.


Some of our coverage highlights include:

  • Partial Loss Replacement Coverage, which waives depreciation on partial losses
  • Automatic coverage for newly purchased equipment
  • Leased or Rented Equipment
  • Equipment loaned to others
  • Employee Tools
  • Rental Reimbursement
  • Pollutant Cleanup and Removal
  • Debris Removal
  • Trailers
  • Spare Parts and Fuel
  • Flood and Earthquake
  • Split Deductibles or Flat Deductible options up to $50,000


One of our leading carriers offers a 20% discount on the fee for registering equipment with the National Equipment Register (NER).  Additionally, they waive up to $10,000 of the deductible for NER-registered equipment stolen and reported to law enforcement officials.  Don't forget to ask for more information regarding this unique coverage option!