Umbrella/Excess Liability

Any business can face a large, unexpected loss at any time and without the proper coverage and limits in place, one single incident can leave a devastating impact on your business, brand reputation and financial stability.

Standard liability policies protect businesses from a large variety of situations, but there are certain times when losses may exceed what these primary policies can cover.  From auto accidents to multi-million dollar lawsuits, we're here to help you protect your business and plan for the worst case scenario.

Commercial Umbrella

A Commercial Umbrella Policy provides an additional layer of coverage to your existing General Liability, Commercial Auto and Employer's Liability limits.  Coverage limits start at $1 million and can be upwards of $20 million, depending  on the specific insurance carrier.

Excess Liability

Excess Liability policies are available if only one underlying liability policy is in need of the extra layer of coverage or if limits beyond $20 million are required.